“What’s your credit score?” isn’t exactly a question you’d expect to be asked on the first date, or even the second or third. But it’s something that matters to singles these days. A bad credit score can mean not being able to get loans and higher costs on things like cars, houses, and more.
It might not be a sexy question, but having “good credit is sexy,” according to CreditScoreDating.com. The website is set up for singles wanting to find partners who have been good with their money. In fact, a credit score of 750 or higher is more important to some singles than steady employment and physical attraction.
“Credit scores are like the dating equivalent of a sexually transmitted disease test,” claims Manisha Thakor, who is associated with the financial advisory firmme, MoneyZen Wealth Management. It’s an assurance of financial security, something that can be difficult to find these days.
While some may be aware of the rising importance of good credit ratings, others have found out the hard way. In a New York Times article, Jessica Silver-Greenberg relates the story of one such woman, Jessica LaShawn.
LaShawn was having a great time when her date asked for her credit score. “It was as if the music stopped,” she said, recalling how it felt to go from flying high to crashing into the ground. “It was really awkward because he kept telling me that I was the perfect girl for him, but that a low credit score was his deal-breaker,” she said.
LaShawn was caught off guard and wasn’t positive exactly what her credit score was. But she knew she’d accumulated some debt over the years and didn’t think her score was very high. And though she was “perfect” for him, her date didn’t ask her out again.